Monday, April 13, 2009

I AM TIRED OF FIXING OTHER PEOPLE'S MISTAKES

DSC00248 You get a bill and find it riddled with mistakes. When you call the company, they put the onus on you to prove that it was their error. Now you must submit the relevant documentation
in order to correct a problem that was not yours anyway.

Whether it is an error on your credit file, an incorrect
billing statement or something as benign as a misspelling of
your name, it adds up to a lot of wasted time.

The IRS did not like my filing last year, although it was
prepared through a tax accountant. I knew that I had
the documentation to prove my case and simply had to
write a letter informing them that they had made a mistake. 

Granted, that took me 10 minutes to write. However, I had to retrieve my copy of the filing, plus make photocopies of the forms to send with my dispute. It was time better spent
elsewhere.

Insurance coverage, warranties on products and
billings from doctors and hospitals require the scrutiny of
Sherlock Holmes and the knowledge of Stephen
Hawking.

In 1986, I examined a hospital bill for an appendectomy
to find that the insurance company had been billed for illogical items. For example, as a male I would hardly need a
medication prescribed to menopausal women. Likewise, a single Tylenol pill should not cost $14.

Had I not questioned the bill, an automatic reduction of $1,200 would never have been offered. By the time I was done, the bill was $2,300 less –almost half.

Ten years ago, I had a check stolen from a department store
and fraudulent charges wound up on my credit report. I had
to spend two weeks chasing down leads and proving that
the account had been hijacked.

I went further and tracked down the people responsible
only to have the police in that community tell me that due to
a manpower shortage they could not do anything.

This is the mantra of the age: The consumer must be
more than just aware, they must do all the legwork.
Hire a contractor and spend abhorrent amounts of
time verifying that things are done properly. Buy something on trial and find that your credit card was billed anyway, and you are the only one who cares enough to do something about it.

For a short time, I worked at a desktop publishing house in Berkeley. Each day, I would park my car in a two-hour zone and return an hour and a half later to find a ticket on my windshield. After three days of this, I challenged the ticket.

Upon seeing me walk in, the traffic commissioner simply
asked: “Are you here to challenge a ticket?”
“Yes,” I said.
“OK,” he replied. “Dismissed.”
“What?” I protested. “I didn’t even tell you why.”
“Most people don’t challenge it,” he said. “I know I will believe your story.”

It seems most people do not want to spend countless
hours challenging everything that goes wrong in their lives.
I have wasted enough of my life fixing the mistakes that
others have made, especially those that I have paid good
money to have done by someone else. And frankly, it really
annoys me.

Our country is going down the drain because people will
not take responsibility for what they do. I do not see that
changing, despite the stimulus and the grand expectation of
recovery.

I am tired of having to read the fine print disclaimers
because an advertiser wishes to seduce me into a purchase
and minimize the risks. I am tired of having to compromise
on a principle that should be on solid ground.

I am just plain tired. And there I say, “I won’t deal with it.”

MisterWriter

Originally printed in the Clayton Pioneer 4-10-09

2 comments:

Edi Birsan said...

I was going to post a series of notes, but I decided I would not deal with it.



(G)

Jeff said...

I am also tired of this!
Also am tired of people thinking subtitles aren't necessary for me...